Beyond the 401(k): Larger Tax Deductions and Retirement Wealth Featuring the 401(h) Advantage WEBINAR
Overview
This CPA-focused course explains how coordinated Cash Balance, 401(k)/Profit Sharing, and 401(h) plan design can help manage employee costs, increase owner contribution capacity beyond stand-alone 401(k) limits, and build retirement wealth. It examines the 401(h) Advantage and its potential Tax Trifecta: tax-deductible employer contributions, tax-deferred growth, and potentially income-tax-free reimbursements for qualified medical expenses in retirement. Attendees also learn to use the CPA 60-Second Calculator for preliminary contribution and potential tax-savings ranges, built-in client-fit guidance, and an efficient path to a no-obligation actuarial proposal.
NOTE: This course is not applicable for the Season Ticket.
Highlights
Advanced retirement plan design. Tax-advantaged healthcare and wealth scaling. Client assessment and practice tools.
Prerequisites
None.
Designed For
CPAs, business owners, and partners.
Objectives
- Understand how modern cash balance plans differ from older, rigid defined benefit concepts.
- Learn how layered plan design can increase contribution capacity.
- Evaluate ways to coordinate employee cost structure and owner objectives.
- Recognize how 401(h) can support tax-efficient health, medical, and eligible long-term care planning.
- Understand how qualified plans can relate to creditor-protection planning.
- Identify which client situations are worth screening for deeper review.
- Recognize how calculator results can communicate planning value and support a transparent, separately scoped engagement.
Preparation
None.
Leader(s):
Leader Bios
Kathleen Arnold, Retirement Actuarial Services
Kathleen Arnold, CRPS® Co-Founder • Case Design Specialist Kathleen Arnold, CRPS®, is Co-Founder and Case Design Specialist at Retirement Actuarial Services, with more than 25 years of experience in insurance services. She holds the Chartered Retirement Plans Specialist (CRPS®) professional designation from the College for Financial Planning. Her board and volunteer service has included the National Association of Insurance and Financial Advisors (NAIFA), the International Association of Working Mothers (TIAWM), Women’s Money National Council, Women of the Sterling Club, Women in Construction, and the Henderson Chamber of Commerce. She is a former Women’s Money Blog Talk Radio host and the founding president of TIAWM’s first local chapter. Her work helps translate client facts and objectives into a structured evaluation process for CPAs, advisors, and business owners.
Stephen Arnold, Retirement Actuarial Services
Stephen Arnold, CRPS®, CWPP® Chief Executive Officer • Author • Retirement Plan Strategist • Investment Adviser Representative Stephen Arnold, CRPS®, CWPP®, is Chief Executive Officer of Retirement Actuarial Services, an author, and a retirement-plan strategist with more than 24 years of experience in financial and insurance services. He holds the Chartered Retirement Plans Specialist (CRPS®) professional designation from the College for Financial Planning and serves as an Investment Adviser Representative. He brings a broad planning perspective to qualified retirement plans, business-owner tax strategies, retirement funding, and long-term financial objectives. His CPA education programs help professionals recognize advanced planning opportunities, understand coordinated plan design, and guide appropriate clients toward a structured actuarial case review.
Non-Member Price $40.00
Member Price $30.00